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© Pitsch Law Offices, LLC. 614 N. Oneida St., Appleton, WI 54911. Disclaimer. Sitemap.
© Pitsch Law Offices, LLC. 614 N. Oneida St., Appleton, WI 54911. Disclaimer. Sitemap.
From our Appleton office, we are Criminal Defense, OWI, DUI, DWI, Personal Injury, Divorce attorneys providing quality legal services to clients throughout the
greater Fox River Valley and Northeastern Wisconsin areas, including Appleton, Green Bay, Oshkosh, Fond du Lac, Menasha, Neenah, Combined Locks, Darboy,
Hortonville, Greenville, Kimberly, Little Chute, Grand Chute, Allouez, Larson, Winneconne, Kaukauna, Wrightstown, De Pere, Ashwaubenon, Bellevue, Chilton,
Manitowoc, Sheboygan, Plymouth, Two Rivers, Outagamie County, Winnebago, Brown County, Fond du Lac County, Sheboygan County, Waupaca County,
Manitowoc County, Kewaunee County, Green Lake County and surrounding areas. If you are in need of a local attorney with extensive experience in legal
representation, whether it be in Brown County, Fond du Lac County or the greater Fox Valley, if you have been arrested for a DUI, OWI, drug case, domestic abuse,
disorderly conduct, white collar crime or are in need of a divorce lawyer or attorney to help represent you in a custody hearing, child support hearing or personal
injury or car accident case, then call your attorneys at Pitsch Law Offices, LLC.
greater Fox River Valley and Northeastern Wisconsin areas, including Appleton, Green Bay, Oshkosh, Fond du Lac, Menasha, Neenah, Combined Locks, Darboy,
Hortonville, Greenville, Kimberly, Little Chute, Grand Chute, Allouez, Larson, Winneconne, Kaukauna, Wrightstown, De Pere, Ashwaubenon, Bellevue, Chilton,
Manitowoc, Sheboygan, Plymouth, Two Rivers, Outagamie County, Winnebago, Brown County, Fond du Lac County, Sheboygan County, Waupaca County,
Manitowoc County, Kewaunee County, Green Lake County and surrounding areas. If you are in need of a local attorney with extensive experience in legal
representation, whether it be in Brown County, Fond du Lac County or the greater Fox Valley, if you have been arrested for a DUI, OWI, drug case, domestic abuse,
disorderly conduct, white collar crime or are in need of a divorce lawyer or attorney to help represent you in a custody hearing, child support hearing or personal
injury or car accident case, then call your attorneys at Pitsch Law Offices, LLC.
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| The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation |
For more on what we can do for you, give us a call for a free consultation.
| Providing Quality, Professional & Affordable Legal Assistance |
Foreclosures are becoming increasingly common these days, due to job loss and high
unemployment rates. A homeowner who is facing potential foreclosure should contact us. The
homeowner should do so before the bank files a lawsuit. We will negotiate with the bank with the
goal of preventing foreclosure. For example, a homeowner may be unable to pay the mortgage
because the interest rate recently adjusted. We may be able to negotiate a modification in the
loan terms. We may also be able to negotiate lower payments for a certain period of time, in order
to allow the homeowner to get back on his feet.
In some situations, the homeowner determines that he or she is simply unable to afford the
mortgage. In this case, we will help find an appropriate exit strategy. For example, the bank may
be willing to accept a “deed in lieu of foreclosure.” Under this option, the bank agrees not to
foreclose if the homeowner deeds the residence to the bank. We review this option in order to
ensure that the homeowner is being treated fairly, and that the bank is not receiving a windfall.
Alternately, we may be able to do a “short sale.” Under this option, the bank would allow the
homeowner to sell the residence, and the bank may be willing to forgive any debt that remains.
We would prepare the short sale documents with the goal of limiting the homeowner’s liability
following the sale.
In other cases, the bank chooses to file a foreclosure lawsuit. We will vigorously represent the
homeowner in the lawsuit, and we will determine whether there are any defenses. For example,
the mortgage may require that the bank give the homeowner legal notice and a grace period to
make any missed payments. If the bank hasn’t followed the correct procedure, the homeowner
may have a defense to the lawsuit. We may identify other defenses, such as violation of state or
federal laws. If a bank violates the Wisconsin Consumer Act, the Fair Debt Collection Practices
Act, or the Truth in Lending Act, the homeowner may have potential defenses. We will assist the
homeowner in preparing the best strategy.
unemployment rates. A homeowner who is facing potential foreclosure should contact us. The
homeowner should do so before the bank files a lawsuit. We will negotiate with the bank with the
goal of preventing foreclosure. For example, a homeowner may be unable to pay the mortgage
because the interest rate recently adjusted. We may be able to negotiate a modification in the
loan terms. We may also be able to negotiate lower payments for a certain period of time, in order
to allow the homeowner to get back on his feet.
In some situations, the homeowner determines that he or she is simply unable to afford the
mortgage. In this case, we will help find an appropriate exit strategy. For example, the bank may
be willing to accept a “deed in lieu of foreclosure.” Under this option, the bank agrees not to
foreclose if the homeowner deeds the residence to the bank. We review this option in order to
ensure that the homeowner is being treated fairly, and that the bank is not receiving a windfall.
Alternately, we may be able to do a “short sale.” Under this option, the bank would allow the
homeowner to sell the residence, and the bank may be willing to forgive any debt that remains.
We would prepare the short sale documents with the goal of limiting the homeowner’s liability
following the sale.
In other cases, the bank chooses to file a foreclosure lawsuit. We will vigorously represent the
homeowner in the lawsuit, and we will determine whether there are any defenses. For example,
the mortgage may require that the bank give the homeowner legal notice and a grace period to
make any missed payments. If the bank hasn’t followed the correct procedure, the homeowner
may have a defense to the lawsuit. We may identify other defenses, such as violation of state or
federal laws. If a bank violates the Wisconsin Consumer Act, the Fair Debt Collection Practices
Act, or the Truth in Lending Act, the homeowner may have potential defenses. We will assist the
homeowner in preparing the best strategy.